More Than Just Features

We’ve eliminated the fees and upgraded the tech, creating a banking experience that gives back to your neighborhood every time you use your card.
  • Simplified Digital Banking
  • Free ATM access
  • No monthly service fees
  • No activation fees
  • Direct deposit
  • Funds transfer
  • eStatements and combined account statements (also available in Spanish)

Find Your Perfect Fit


Everyone’s financial journey looks different. That’s why we offer everything from simple, free checking to accounts that help your savings grow. No matter where you’re starting, we have a spot for your money that’s easy to manage and built to help you move forward.












Free Checking

The basics, done better. Keep your money where it belongs - with you. This account is perfect if you want straightforward banking without the worry of monthly fees or minimums.

  • No monthly fees
  • No minimum balance
  • Free mobile deposits
 

Teen Checking

Building smart habits. Designed for ages 13–17, this account helps teens learn to manage money with a parent’s guidance and a debit card of their own.

  • Zero overdraft fees
  • Parental account monitoring
  • Instant money transfers
 

Smart Checking

Put your balance to work. If you keep a bit more in your account, why not get rewarded for it? Earn higher interest and enjoy extra perks just for being a member.

  • Earn monthly dividends
  • ATM fee refunds
  • Loan rate discounts



Shop when you want, how you want.
Banking simplified

Optimus for you.

Download Today

Optimized for your favorite devices. Download our secure app for iPhone®, iPad®, and Android™ to get started.