Optimus

Start accepting payments wherever the job takes you.

With the new Optimus app, your smartphone is now a high-speed payment terminal. We've provided small businesses with a single solution for accepting payments and automating accounting.

Tap & Go—No dongles, no hardware. Just a tap on your phone and the sale is done.
Get started in minutes with fast, intuitive enrollment. 
Accept payments your way—via tap-to-pay, QR codes, or payment links—all from one secure platform.

Seamless Payments for Your Business

Sell anywhere. Literally.

Whether you’re running a coffee truck or a plumbing empire, the world is your storefront. If you have your phone, you have a way to get paid.

Tap to pay on your device.

Fund your business faster with the freedom to accept payments your way via tap-to-pay technology, QR codes, and payment links – all from a single, secure platform.

We give you freedom.

 

Giving you features you never thought were possible with your banking app.


Hide & Seek

 
Instantly freeze (and unfreeze) your card if it goes on a solo adventure.

Payday Made Easy

 
Direct deposit that works like clockwork. Set it, forget it, and let your money come to you.

Nudge

 
Real-time alerts that tell you exactly where your money is going before it gets there.

Manage

 
Track transactions, access statements, and manage it all in real time.

Rapid Transfers

 
Real-time money movement for business, personal, and everything in between.

Chat

 
Talk to our team inside your app to have a secure conversation anytime, anywhere.
Life moves fast. Your bank should keep up.
Opportunities

Optimus for you.

Get Account

Checking Account.

No monthly fees, no "minimum balance" stress, and a debit card that actually looks cool. It’s banking designed to fit into your life, not the other way around.

Optimus is prime for you.

From seamless auto loan applications to flexible personal loans and smart savings, we provide the capital and security you need to move upward.

You’re building the future. We’re just the fuel.
Opportunities

Optimus Business

Business Line of Credit.

Because your ambition shouldn’t have to wait on your bank balance.